Saturday, January 3, 2015

NOINO points out more discrepancies in PLLI

Today, i.e. on 3.1.2015, NOINO submitted one more letter to ED(P) on PLLI pointing out some more discrepancies. The letter is reproduced below:


The Executive Director (Personnel),
L.I.C. of India.

Dear Sir,

Re: PLLI for the year 2013-14-Some more discrepancies

   Kindly refer to our earlier letter dated 23.12.14 on the issue of PLLI. On further analysis, we find some more discrepancies:-

1.    Parameter 6.1 of PLLI has set a target of 7% of total Individual policies for Micro-Insurance. However as per the data available, 43 out of 113 divisions in the country were given a target less than 7%. How do we expect the 43 divisions to achieve 7% of the total policies when they have been given a far lesser target? There seems to be an absence of co-ordination between the concerned departments. This has deprived the employees of the 5 crucial points that they would have got since many divisions (out of the 43) achieved the targets given.

2.     Even where the targets set were more than 7%, these were so absurd & unreal that they were revised & reduced to a great extent in the next year. E.g. in 2013-14, the MI target for Kolkata DO-II was 100000 policies & the achievement was 10228. The MI target was drastically scaled down to 15000 for the financial year 2014-15. The employees should not be penalized & deprived because of such goof-ups.

3.    Though there is a common program supplied by SDC to calculate the PLLI, there are some areas where the Divisions/Zones are left to make their own interpretations. CO should give clear-cut & unambiguous instructions about the interpretations of the parameters.

4.    We have information that as far as the calculation of PLLI is concerned, the CO/ER has informed the Zones that only “Direct Marketing, B & AC, & Micro-Insurance” would be considered as alternate channels - meaning CLIA is not considered as alternate channel. This is astounding. As per our information CO has not issued any circular stating that CLIA is no longer considered alternate channel. This factor has also affected the calculation of PLLI. We demand that CO should categorically instruct to consider CLIA as Alternate Channel & add the credit of the same.

Needless to say that, in the light of the above submissions as also our earlier one, it is our logical expectation that CO should review the PLLI for the year 2013-14 & issue instructions to that effect. 

Yours faithfully,

Dattaraj Prabhukhanolkar

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